481 Saddle Court • Lusby, MD 20657

$434,990 Beds: 4 • Baths: 3 full 1 partial • Sq. Feet: 3271 • MLS ID: MDCA2025440 • Subdivision: CHESAPEAKE RANCH ESTATES • School Dist: CALVERT COUNTY PUBLIC SCHOOLS
NEW TO MARKET! Classic colonial style with modern updates, this 4-bedroom, 2.5-bath home welcomes you with a gracious foyer and well-designed living spaces throughout. The main level features separate yet open formal living and dining rooms and a cozy family room anchored by a fireplace, while the kitchen sits at the heart of the home for easy entertaining. The expansive primary suite features a walk-in closet and a spa-like ensuite with a luxurious soaking tub and separate shower. Three additional generous bedrooms provide flexible space for family or guests. The fully finished lower level adds extra living area, and outdoor enjoyment is highlighted by a double deck overlooking the yard. Residents of Chesapeake Ranch Estates enjoy private beaches, lake access for boating and recreation, nature trails, a campground, community garden, and more. Comfortable, quality living in a vibrant community — schedule your private tour today! View this listing at: http://realestatelancastercounty.com/mls=MDCA2025440

Property Features

  • Taxes: $4,476
  • Basement: Yes
  • Roof Type: Architectural Shingle,Asphalt
  • Exterior: Stick Built,Vinyl Siding,Batts Insulation
  • Parking Notes: 6 Total Parking Spaces
  • Lot Size: 0.60 Acres
  • Lot Dimensions: 0.60 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Central
  • Cooling: Central A/C,Programmable Thermostat
  • Year Built: 1994
  • Fireplaces: 1
  • Water: Public
  • Sewer: Private Septic Tank
  • Stories: 2.0
  • HOA Fee: $580.25/Annually
  • Additional Structures: Above Grade,Below Grade
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 6
  • Appliances: Built-In Microwave,Dishwasher,Disposal,Exhaust Fan,Microwave,Oven/Range - Electric,Stainless Steel Appliances,Washer,Dryer - Electric,Water Heater,Refrigerator,Freezer
  • Rooms: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Breakfast Room,Laundry,Recreation Room,Utility Room,Hobby Room,Primary Bathroom,Full Bath
  • Basement: Fully Finished,Interior Access,Outside Entrance,Walkout Level,Windows,Heated
  • Community Amenities: Beach,Club House,Common Grounds,Lake,Picnic Area,Tot Lots/Playground,Water/Lake Privileges,Bike Trail,Jog/Walk Path,Other
  • SQFT Total Finished: 3271
  • SQFT Above Finished: 2296
  • SQFT Below Finished: 975
  • Interior: Breakfast Area,Bathroom - Soaking Tub,Combination Kitchen/Dining,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Eat-In,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Walk-in Closet(s),Window Treatments,Wood Floors,Carpet
  • Fireplace: Mantel(s)
  • Flooring: Hardwood,Carpet,Ceramic Tile
  • Windows: Bay/Bow,Double Pane,Insulated

School Information

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
Printed March 07, 2026


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