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Useful Real Estate Web Sites 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any web site! 

Moving Companies
With just a few clicks 123 Movers can find you Fast, Free, no obligation quotes from local & interstate moving companies, auto transport specialists, self storage organizations, international movers and more. Relocation can be a stressful event so let us help you find the moving services you need by searching our directory of licensed movers.

GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
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School Reports in Mount Joy, Elizabethtown and Lancaster, Pennsylvania
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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Ferne Silberman, REALTOR®, real estate agent and broker for Mount Joy, Elizabethtown and Lancaster, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Ferne Silberman
Prudential Homesale Services Group

65C E. Main Street
Mount Joy, PA 17552
Direct: 717-653-2374
Office: 717-653-2646 x 102
Fax: 717-653-4797
FerneSilberman@NUMBER1EXPERT.com

WELCOME to your one-stop source for real estate services covering the Mount Joy, Elizabethtown, and Lancaster areas. Here you will find everything you need to buy or sell a home, as well as learn about the market value of homes you may own in the area. It is my goal to provide you with superior service at all times.

CRSEqual HousingMLSREALTOR


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